Shanlytic AI - Loan Automation for Non-bank Business Lenders & SMBs

Why Shanlytic AI

Built for how alternative lending actually works

Most automation tools are built for generic businesses. Non-bank business lenders have specific requirements - multiple loan types, compliance obligations, sensitive borrower documents, and a speed-to-decision that determines whether you win the deal. Shanlytic AI builds workflow automation and AI tools designed specifically for the alternative lending market - not generic business software adapted for financial services.

We understand your compliance environment

Sensitive borrower data, document retention, and audit trails are not afterthoughts. Every system we build handles borrower information the way a lending operation requires - not the way a generic automation tool does.

We build for your loan types

A working capital application requires different information than an equipment financing file or an invoice factoring arrangement. We scope every system to your specific loan products - not a generic form that frustrates borrowers and delivers incomplete files.

We deliver in days, not months

AI-assisted development compresses build timelines dramatically. Most systems are built, tested, and deployed in days to a few weeks - so you see results immediately rather than waiting on a months-long software project.

What We Build

AI-powered automation for the complete lending lifecycle

From the moment a lead enters your funnel to the referral request after the deal closes - every step automated, every system custom-built for your lending operation. No templates. No cookie-cutter systems.

Marketing Automation

Capture leads automatically from your website, ads, and video campaigns. Route every inquiry into a structured follow-up sequence so no prospect falls through the cracks before they ever speak to your team.

Lead Generation

Lead Capture and Nurture

Qualify incoming leads automatically, score them against your lending criteria, and trigger personalized outreach sequences. Every lead gets followed up - without your team chasing each one manually.

Automated Outreach

Pipeline Management

Full visibility across every deal in your funnel - from first inquiry to funded. Know exactly what stage each file is at, what is outstanding, and where your team needs to focus today.

Deal Visibility

Loan Application Portal

A conversational, step-by-step application that walks borrowers through the process one question at a time. Fewer drop-offs, cleaner data, and a complete picture of the borrower before the file reaches your desk.

Borrower-Facing

Document Collection

Secure portals that tell borrowers exactly what is needed, accept uploads directly, and send automated reminders until every item is in. Documents are automatically organized on delivery - no manual filing required.

Automated Follow-Up

AI Underwriting Assistance

AI reviews completed applications and uploaded documents against your lending criteria, then delivers a structured risk summary before your underwriter opens the file. Faster reviews without compromising judgment.

AI-Powered

Borrower Communication

Automated touchpoints throughout the loan lifecycle - application received, documents outstanding, file under review, decision ready. Borrowers stay informed without your team sending a single manual update.

Lifecycle Automation

Client Dashboards

A lender-facing dashboard giving your team a real-time view of every active file - documents received, outstanding items, application status, and next steps. Detailed borrower views available for each deal.

Real-Time Visibility

Reviews and Referrals

Once a deal closes, an automated sequence requests a Google review and asks satisfied borrowers for referrals. Every funded deal becomes a source of new business - with no manual follow-up from your team.

Post-Close Growth

Document Security

Sending documents by email puts your borrowers - and your lending operation - at risk

When borrowers send confidential documents by email - income statements, government-issued identification, bank statements, and other personal financial records - those documents travel through servers outside your control, can be forwarded without your knowledge, and sit in inboxes that neither you nor your borrower can fully secure. For an non-bank business lender, that is a liability you cannot afford to carry.

Unencrypted email can be intercepted, redirected, or forwarded by bad actors
Scammers target financial document exchanges specifically to steal borrower identity and funds
A data breach involving borrower documents exposes your lending operation to regulatory scrutiny, legal liability, and reputational damage that is difficult to recover from
Financial privacy regulations in Canada and the United States hold lenders responsible for protecting personal borrower information - email is not a reasonable safeguard

The Shanlytic AI Standard

256-bit bank-level encryption on every document portal we build.

Borrower documents upload directly to your secure storage. Nothing is transmitted by email. Nothing sits in an inbox. Nothing is exposed in transit. Every upload is encrypted end-to-end using the same standard used by financial institutions - so your borrowers are protected and your lending operation is not exposed.

How It Works

From first conversation to working software

No guesswork. No bloated proposals. Every engagement starts with a direct conversation about your actual situation.

Discovery Call

We talk through your lending operation - your loan types, where your team loses time, and what your borrowers experience today. No sales deck, no pressure. If automation delivers real value for your situation, we will know by the end of the call.

Clear Proposal

You receive a fixed-price proposal scoped to exactly what you need. No hidden costs. No ongoing SaaS subscriptions. You know what you are getting before a single line of code is written.

Build and Launch

AI-assisted development compresses timelines dramatically. A document collection portal can be live in under a week. A full application and pipeline system takes two to four weeks. You get a working, tested system - ready to use from day one.

Clients

Who we have built for

Live systems built for real non-bank business lenders and financial technology companies operating in production today.

Non-bank Business Lender

The Money Mint

A custom document collection workflow built for an non-bank business lender. The lender's staff selects one of six loan types - Invoice Financing, Purchase of a Commercial Property, Purchase of an Existing Business, Refinance of a Commercial Property / Unit, Business Working Capital, or Initial Review - and triggers a secure document request to the client through the portal. The client receives a document checklist specific to their loan type and uploads directly through an encrypted portal. The system automatically creates organized folders and subfolders in the lender's Google Workspace drive - one structure per client, with every document filed to the correct subfolder by loan type from the moment it arrives.

Staff-triggered document requests by loan type - six types supported
Secure client-facing upload portal - 256-bit encrypted, no email required
Automatic Google Workspace folder and subfolder creation per client
Documents auto-filed to the correct location on arrival
Automated reminders for incomplete or missing documents
Complete document organization with no manual admin work

"The Shanlytic AI team built us a custom document collection portal that has streamlined how we collect paperwork from clients at The Money Mint. I worked directly with Shan, and he was responsive and easy to work with, going above and beyond to accommodate our requests along the way. We couldn't be happier with the result."
Deepika Grover, The Money Mint

AI Outreach Automation - Internal Production System

Cold Email Outreach Sequencer

An AI-driven outreach sequencer built and deployed in production for both DocuQuire and Shanlytic AI. The system targets non-bank business lenders across Canada and the United States with compliance-aware sending under CASL and CAN-SPAM, automated reply handling, and follow-up scheduling based on recipient behaviour. We build with the same tools we deploy for clients - this system is proof of that.

AI-generated outreach sequences tailored to the non-bank lending market
Compliance-aware sending under CASL and CAN-SPAM
Automated reply detection and handling
Follow-up scheduling based on recipient behaviour
Live in production for DocuQuire and Shanlytic AI

Financial Technology - SaaS Platform

DocuQuire Inc

A compliance-sensitive, full-stack SaaS platform built from concept to paying customers. Demonstrates Shanlytic AI's capability to deliver production-grade software in regulated financial environments - including MBLAA and PIPEDA compliance, multi-tier billing, and AI-powered features.

Document collection and e-signature workflow
Automated email and SMS reminders
Stripe billing across four subscription tiers
Client management portal and built-in AI assistant
MBLAA and PIPEDA compliance features
Cold outreach sequencer and AI marketing tools

FAQ

Common questions

What does Shanlytic AI build for non-bank business lenders?

Shanlytic AI builds AI-powered automation for the complete alternative lending lifecycle. This includes marketing automation and lead capture, pipeline management, conversational loan application portals, secure document collection with automated reminders and organized file delivery, AI-assisted underwriting prep, automated borrower communication throughout the loan process, lender-facing dashboards, and post-close review and referral automation. Every system is custom-built for your specific loan types and lending operation.

Is Shanlytic AI built specifically for non-bank business lenders, or does it work for other businesses too?

Non-bank business lenders are our primary focus. The lending lifecycle - lead capture, loan applications, document collection, underwriting, and borrower communication - has specific requirements that generic automation tools do not address well. We also work with other SMBs across real estate, property management, professional services, and healthcare where document-heavy or process-intensive workflows create similar friction.

How is the project priced?

Every project is custom-scoped to your lending operation. After the discovery call, you receive a fixed-price proposal covering exactly what you need - nothing more, nothing less. No hourly billing. No ongoing SaaS subscriptions. No hidden costs. You know the full price before any work begins.

How long does a build take?

Most projects are delivered in days to a few weeks - not months. AI-assisted development compresses timelines dramatically compared to traditional software development. A document collection portal can be live in under a week. A full application and pipeline management system typically takes two to four weeks.

Does my team need technical knowledge to use what Shanlytic AI builds?

No. Every system Shanlytic AI builds is designed for lending professionals, not developers. Your team gets a working system they can use from day one, with no technical background required. Borrower-facing tools are built to be simple enough that applicants complete them without instructions.

Will AI replace our underwriters?

No. When we build AI underwriting assistance for a lender, we design it as a decision-support tool - custom-scoped to your loan types, lending criteria, and compliance requirements. The implementation reviews completed applications and documents and delivers a structured summary to your underwriter before they open the file. The underwriter makes the final decision. Every build is tailored to your team's specific workflow, not a generic template applied across lenders.

Where is Shanlytic AI located and do you work with clients outside Canada?

Shanlytic AI is based in Cambridge, Ontario, Canada and works with clients across North America - both Canada and the United States.

How do we get started?

Start with a free 30-minute discovery call. There is no obligation and no sales pitch. We will talk through your lending operation and where automation delivers the most value. If it makes sense, you will receive a clear fixed-price proposal. Contact us at shanjamal@shanlytic.com or use the contact form on this page.

Non-bank business lenders lose deals to friction. We eliminate it.